Latest Activity

Christine Clifford replied to Heather Page's discussion Platinum jubilee
"There's no committee so now you know. Just people like us. Peace"
Saturday
Richard replied to Heather Page's discussion Platinum jubilee
"I have no idea who 'they' are. Events happen on the estate and we receive flyers through the door about them. I thought there was some kind of committee who organised these things so forgive me for not knowing otherwise. I am not an…"
Saturday
Christine Clifford replied to Heather Page's discussion Platinum jubilee
"They, missed opportunity? Who are these mysterious they? Just people who live here who want to have something to bring people together. You could have planned something and invited others to join you. It's hard work, needs fund raising but it…"
Saturday
Christine Clifford replied to Heather Page's discussion Platinum jubilee
"That was done in 2012"
Saturday

Forum

HEALTH & WELLBEING

129 discussions

ESTATE OFFICE ANNOUNCEMENTS

607 discussions

GENERAL COMMENTS & QUERIES

1344 discussions

MAJOR WORKS & PROJECTS

119 discussions

COLPAI

Site of former Richard Cloudesley School

168 discussions

BERNARD MORGAN HOUSE

16 discussions

COMMUNITY CENTRE

19 discussions

ITEMS FOR SALE OR RECYCLE

220 discussions

@GoldenLaneEC1

Text Box

Facebook

There are four Golden Lane Estate related facebook accounts and you can follow them here: goldenlaneEC1 

Golden Lane Estate / RCS site 

Save Bernard Morgan House

City of London

Hello, as a leaseholder for almost 5 years on the estate (Hatfield House) I'm looking to remortgage to stay longer, however all of the lending banks are asking for an "EWS1 Form".

  • The "EWS1 Form" has become a requirement for some blocks in the UK (but not for any on Golden Lane Estate) since the Grenfell Tower fire disaster. It checks that any cladding is safe
    • Golden Lane Estate has no cladding with any of the flammable materials listed in the EWS1 survey, so the lending banks are being excessively "cautious" here
    • It appears GLE doesn't have any documentation of this because it was all built in the 50s/60s and has not been touched since
  • Despite this, almost all banks are refusing a (re)mortgage without this form for Hatfield Hous
  • My understanding is that getting an EWS1 survey and form takes months and quite a large fee (thousands of pounds)

Has anyone managed to (re)mortgage on the estate recently and find a way around this EWS1 Form request?

Or is anyone going through similar issues and we could work together to find a solution?! 

Also, the above is a warning for anyone planning to (re)mortgage...it seems difficult to do that or even sell at the moment

Thanks in advance!

George

Views: 326

Reply to This

Replies to This Discussion

Yes. I imagine they were counting basement. Over 5 floors in a block of our type is not acceptable under some lenders’ policies
Seen that fire risk assessment, yes thanks. The message is clear but I understand no lenders will pay any attention to that
Really useful to have that letter for why an EWS1 isn’t needed. Might take a while to get but once we have one, other leaseholders in the block can probably use it!!

RSS

© 2022   Created by Paul Lincoln.   Powered by

Badges  |  Report an Issue  |  Terms of Service