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EWS1 Form (Cladding) Required?

Started this discussion. Last reply by George Nov 24, 2021. 15 Replies

Hello, as a leaseholder for almost 5 years on the estate (Hatfield House) I'm looking to remortgage to stay longer, however all of the lending banks are asking for an "EWS1 Form".The "EWS1 Form" has…Continue

 

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Latest Activity

George replied to George's discussion EWS1 Form (Cladding) Required?
"Really useful to have that letter for why an EWS1 isn’t needed. Might take a while to get but once we have one, other leaseholders in the block can probably use it!!"
Nov 24, 2021
George replied to George's discussion EWS1 Form (Cladding) Required?
"Seen that fire risk assessment, yes thanks. The message is clear but I understand no lenders will pay any attention to that"
Nov 24, 2021
George replied to George's discussion EWS1 Form (Cladding) Required?
"Yes. I imagine they were counting basement. Over 5 floors in a block of our type is not acceptable under some lenders’ policies"
Nov 24, 2021
Lisa Scott replied to George's discussion EWS1 Form (Cladding) Required?
"Presumably you've seen this Fire Risk Assessment? I havent looked through it yet but hoping it will be helpful: https://www.cityoflondon.gov.uk/assets/Services-DCCS/hatfield-house-gl-fra.pdf I've also written to the Corporation. Peabody…"
Nov 24, 2021
Lisa Scott replied to George's discussion EWS1 Form (Cladding) Required?
"i think including the basement level it's 7 floors."
Nov 24, 2021
Lisa Scott replied to George's discussion EWS1 Form (Cladding) Required?
"oh gosh what a disaster"
Nov 24, 2021
George replied to George's discussion EWS1 Form (Cladding) Required?
"UPDATE: mortgage declined by lender because according to the inspector/valuer we have 7 floors (??) in Hatfield House which is apparently a fire risk because of the questionable post-Grenfell government regulations This will present difficulties in…"
Nov 24, 2021
George replied to George's discussion EWS1 Form (Cladding) Required?
"Thanks Lisa! I'd rather not share the lender in public for data/financial security but will message you privately.I've got a valuer booked to come visit next week (fundamentally they're the gatekeeper for requiring this EWS1…"
Nov 19, 2021
George replied to George's discussion EWS1 Form (Cladding) Required?
"Thanks, that's useful. GLE doesn't even have any cladding, let alone flammable cladding! It didn't even exist when the block was built...we just don't have an EWS1 form/survey to prove that"
Nov 19, 2021
Christine Clifford replied to George's discussion EWS1 Form (Cladding) Required?
"Mr Gove is pausing Jenricks loan idea and want to review everything. This isn't the link to the article I referred to that was very gung ho.…"
Nov 14, 2021
Lisa Scott replied to George's discussion EWS1 Form (Cladding) Required?
"Hey George. All residents are automatically part of Glera. I put this issue down for consideration for Glera to investigate. Next meeting tbc. Good news you are getting somewhere. Would you mind sharing which lender you've had this tentative…"
Nov 11, 2021
George replied to George's discussion EWS1 Form (Cladding) Required?
"Thanks so much for your replies Lisa and Christine sorry for my slow response (I've been out of town)!Update: I have managed to push a lender quite hard on this and schedule their valuer to come and confirm that the Hatfield House block has no…"
Nov 11, 2021
Lisa Scott replied to George's discussion EWS1 Form (Cladding) Required?
"Good news - thanks for sharing. I'll have another look. I hope this means lenders will start relaxing their caution before December. As in, now!"
Nov 10, 2021
Christine Clifford replied to George's discussion EWS1 Form (Cladding) Required?
"I see the requirement is being removed, should happen in December"
Nov 10, 2021
Lisa Scott replied to George's discussion EWS1 Form (Cladding) Required?
"Hi George - sounds difficult. We managed to remortgage with Santander 2 years ago no problem - maybe we got in before this form was required. Have the Estate Office managed to help? Or the City of London Housing team?  There's a Glera (the…"
Nov 6, 2021
George posted a discussion

EWS1 Form (Cladding) Required?

Hello, as a leaseholder for almost 5 years on the estate (Hatfield House) I'm looking to remortgage to stay longer, however all of the lending banks are asking for an "EWS1 Form".The "EWS1 Form" has become a requirement for some blocks in the UK (but not for any on Golden Lane Estate) since the Grenfell Tower fire disaster. It checks that any cladding is safeGolden Lane Estate has no cladding with any of the flammable materials listed in the EWS1 survey, so the lending banks are being…See More
Nov 4, 2021

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